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Cameron Magnuson

What is the Florida Automobile Joint Underwriting Association (FAJUA)?

If you're asking this question, you might be in a tough insurance situation. The FAJUA bills itself as "The High Risk Market" or the "Market of Last Resort." If everyone else is turning you down, the FAJUA will be there for you.


Damaged car

Getting insurance with the FAJUA isn't as easy as it is with the private market. First, relatively few agents are authorized to write business for the FAJUA. You can search for a list of providers in your area on their website. Even when you've found an agent, the application process is manual and paper-driven compared to the instant electronic access the private market offers.


The next question should be: Why choose the FAJUA?


  • If you have multiple tickets or accidents on your record, the FAJUA could be a less expensive option

  • If you need an SR-22 or an FR-44, the FAJUA may be your least painful option

  • If you have limited US driving experience or you're in other unique situations, the FAJUA may be your only option

  • If you have a clean driving record and good credit, you're welcome to get a quote with the FAJUA however it is not likely to be competitive for you


Insurance is meant to tailored to each person's unique situation. It doesn't cost you anything to speak with an agent to see if this is the right solution for you.


Call 863-606-5147 or Start a Quote Online

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