Buying a home can be stressful! Having the right team of professionals working for you is important.
Tip 1 - Connect with an Independent Insurance Agent Early
Of all the people you interact with while buying a home, the only one that tends to stick around is your Independent Insurance Agent. It's our job to provide you with coverage options for many years to come. As the market shifts and your needs change, we continue to provide guidance on which policies to consider and purchase.
Tip 2 - Quote Home Insurance with Multi-Policy Discounts
Customers with multiple policies with one carrier tend to stick around. That's why companies are so eager to offer "bundling" discounts. Independent Agents are often able to apply these discounts to policies within the agency.
Tip 3 - Ask Questions & Be Heard
There are hundreds of ways to customize a homeowners insurance policy. We tailor them to the needs and wants of our customer. If there is something important to you or something that you worry about, let your agent know. Do you prefer low deductibles for a higher payment or would you rather save now and risk a little more if something happens? Do you have jewelry you want to make sure is protected?
Tip 4 - Get the Correct Inspections to Save Money
There are many different kinds of inspections to order when purchasing a home. In Florida, this will almost always come down to two inspections:
4 Point Inspection
Wind Mitigation Inspection
It is very likely you can qualify for additional discounts on your insurance policy if you provide the right inspections. When in doubt, Simply ask, "What inspections do I need to maximize my discounts and coverage options?"
Tip 5 - Local Experts Work for You
Independent Insurance Agents understand the local market and can provide you the right guidance without charging you a fee. We are paid a commission of the insurance policy, but Independent Agents don't work for the carriers; we work for you.
If a company raises their rates or their customer service starts to drop off, we can shop your home with one of our other carrier partners. You keep the same agent and let us do the shopping for you.
Get Started with an Agent Today
Call us at 863-606-5147 or Start a Quote Online
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