About National Flood Insurance Program (NFIP)
The National Flood Insurance Program was created by Congress in 1968 to make flood insurance available in communities that adopt floodplain management standards, and it has been administered by the Federal Emergency Management Agency since 1979. Coverage is backed by the federal government and sold either directly through NFIP Direct or through private Write Your Own (WYO) carriers that issue and service the same standard federal policy; claims handling and billing details depend on which company issued the policy. In 2022, FEMA introduced Risk Rating 2.0, a new pricing methodology that bases premiums on individual property risk factors.
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Getting a National Flood Insurance Program (NFIP) quote in Florida
Magnuson Insurance is an independent agency in Lakeland, Florida. We can quote National Flood Insurance Program (NFIP) for personal flood and commercial flood coverage and compare it side by side with our other carriers, so you can see whether it's the best fit before you buy. National Flood Insurance Program (NFIP) makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.