We shop the carriers, so you don't have to
As an independent agency, we're not tied to one insurance company. We compare coverage and pricing across a panel of trusted national and Florida-based carriers to find your best fit.
Auto Insurance
GEICO
One of the largest auto insurers in the U.S., offering competitive rates backed by a fully digital policy management and claims experience.
Learn more → Auto
Progressive
A leading national auto insurer known for competitive rates and usage-based discounts.
Learn more → Auto & Specialty
National General
A national insurer specializing in non-standard auto and specialty coverage, offering flexible options for drivers who may not qualify with standard carriers.
Learn more → Auto
Bristol West
A Farmers Insurance company focused on non-standard auto insurance, helping drivers with a limited insurance history or past violations find affordable coverage.
Learn more → Classic & Collector Vehicles
Hagerty
The leading insurer for classic cars, collector vehicles, and enthusiast automobiles, with agreed-value coverage built around how collectors actually use their vehicles.
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Root Insurance
A technology-driven auto insurer that uses a mobile app to measure individual driving behavior and prices policies based on that data rather than traditional rating factors, sold primarily direct-to-consumer.
Learn more → Auto (Last Resort)
Florida Automobile Joint Underwriting Association (FAJUA)
Florida's state-created insurer of last resort for auto liability and physical damage coverage, serving licensed Florida drivers who are unable to obtain auto insurance in the private market.
Learn more →Homeowners Insurance
Universal Property & Casualty
A Florida-based homeowners insurer with deep experience in hurricane-prone coastal and Central Florida markets.
Learn more → Homeowners
Heritage
A Florida-based homeowners insurer specializing in coverage built for the state's coastal and hurricane-prone properties.
Learn more → Homeowners
American Integrity
A Florida-based homeowners insurer known for straightforward coverage and dependable service tailored to the state's unique risk landscape.
Learn more → Homeowners
Slide
A Florida-focused homeowners insurer using modern technology to deliver fast quoting, straightforward coverage, and responsive claims service.
Learn more → Homeowners
Citizens Property Insurance Corporation
Florida's state-backed insurer of last resort for property owners who can't find coverage in the private market.
Learn more → Homeowners
Patriot Select
A homeowners insurance carrier offering property coverage options for Florida residents through select independent agencies.
Learn more → Homeowners
Southern Oak Insurance Company
A Ponte Vedra Beach-based Florida homeowners insurer providing property coverage for Florida residents, with NFIP flood claims handled through a separate flood claims line.
Learn more → Homeowners
Florida Peninsula Insurance Company
A Florida homeowners insurer offering homeowners, condo, renters, and landlord property policies, part of the Windward Risk group.
Learn more → Homeowners
Edison Insurance Company
A Florida homeowners and condo insurer and sister company to Florida Peninsula, sharing the same policy administration platform under Windward Risk Services.
Learn more → Homeowners
One Alliance North America (formerly Universal North America)
A Florida-licensed property insurer formerly known as Universal North America, now operating as One Alliance North America Insurance Company following a January 2025 ownership change; writes homeowners, dwelling fire, condo, renters, and commercial property policies.
Learn more → Homeowners
Swyfft
A technology-driven homeowners insurer that underwrites policies in seconds using proprietary data and analytics instead of lengthy applications, distributed exclusively through independent agents.
Learn more → Coastal Property
GeoVera
A specialty catastrophe-property insurer writing coastal homeowners, landlord, vacant-home, and wind-only policies in Florida and other Gulf and Atlantic coast states, distributed through independent agents.
Learn more → Manufactured Home
Unique Insurance
A Florida-focused property insurer specializing in manufactured and mobile home coverage, including structure, contents, loss of use, and liability, sold through independent agents.
Learn more → Manufactured Home
Foremost
Part of Farmers Insurance and an insurance innovator since 1952, specializing in manufactured and mobile home coverage along with vacant home, seasonal home, and landlord property lines, sold through independent agents.
Learn more → Homeowners
Mangrove
A newly licensed Florida homeowners insurer offering owner-occupied and dwelling fire/rental property policies through independent agents statewide.
Learn more → Homeowners
Monarch National Insurance Company
A Florida-based residential property insurer rated A (Exceptional) by Demotech, offering homeowners, condo, dwelling fire, and renters coverage.
Learn more → Homeowners
Trident Reciprocal Exchange
A Florida-only, member-owned reciprocal insurer providing homeowners multiperil coverage, with policyholders participating as members of the exchange.
Learn more → Manufactured Home
Stonegate Insurance Company
A Producers National company writing manufactured and mobile home insurance in Florida through independent agents, alongside personal and commercial lines in other states.
Learn more →Flood Insurance
Wright Flood
One of the largest flood insurance carriers and servicers in the U.S., writing both NFIP (Write Your Own) policies and private flood insurance for residential and commercial property owners nationwide.
Learn more → Flood
National Flood Insurance Program (NFIP)
The federal flood insurance program administered by FEMA, available through NFIP Direct or through private Write Your Own (WYO) carriers; claims and billing details depend on which company issued the policy.
Learn more → Private Flood
AonEdge
A program administrator that designs and distributes private flood insurance, including excess flood coverage layered on top of an NFIP policy, underwritten by partner carriers and sold through independent agents.
Learn more → Flood
Neptune Flood
A Florida-based, technology-driven private flood insurer offering instant online quotes for residential, commercial, and excess flood coverage as a faster digital alternative to standard NFIP policies.
Learn more →Marine Insurance
United Marine Underwriters
A boat, yacht, and personal watercraft insurance agency that markets, quotes, binds, and services marine policies through independent agents, with coverage placed with partner insurance carriers.
Learn more → Marine/Boat
Progressive Boat & PWC
Progressive offers boat and personal watercraft (PWC) insurance covering pontoons, powerboats, sailboats, and Jet-Ski/WaveRunner-type watercraft, with liability, comprehensive, and collision coverage plus optional add-ons like on-water towing and wreckage removal.
Learn more →Commercial Insurance
Pie Insurance
A technology-driven insurer that sells workers' compensation coverage to small businesses, both directly online and through independent agents.
Learn more → Small Business
biBERK
Berkshire Hathaway's direct-to-consumer small-business insurance brand, selling business owner's policies, general liability, workers' comp, and commercial auto online.
Learn more → Builder's Risk
US Assure
A program administrator that exclusively distributes, underwrites, and services the Builders Risk Plan insured by Zurich nationwide for new construction and renovation projects.
Learn more → Small Business
Hiscox
A direct and agent-distributed insurer specializing in small business coverage, including professional liability, general liability, and business owner's policies.
Learn more → Small Business
Next Insurance
A technology-driven insurer offering small business coverage - including general liability, professional liability, workers' compensation, and commercial auto - sold directly online to business owners nationwide.
Learn more → Workers' CompAmTrust Financial Services
A national insurer specializing in workers' compensation and other coverage for small and mid-sized businesses, distributed through independent agents.
Learn more → Specialty CommercialGreat American Insurance Group
A diversified specialty insurer writing a broad range of commercial coverage - including equipment breakdown, inland marine, and executive liability - for businesses with risks that don't fit a standard policy.
Learn more → Cyber LiabilityCowbell Cyber
A technology-driven cyber insurance provider offering data breach, ransomware, and other cyber liability coverage for small and mid-sized businesses, with fast online underwriting.
Learn more →Dental & Vision Insurance
NCD Insurance
A national dental and vision insurance provider offering individual and family plans with instant online enrollment, sold both directly and through independent agents.
Learn more → Dental
Delta Dental
One of the largest dental insurance networks in the U.S., offering individual and family dental plans with a broad network of participating dentists and instant online enrollment.
Learn more →Specialty Insurance
Ryan Specialty
A wholesale insurance distribution and underwriting management firm that gives independent agents access to excess and surplus (E&S) and specialty insurance markets not available through standard retail carriers.
Learn more → Small Commercial
Attune
A technology platform that gives independent agents fast online quoting and binding for small-commercial insurance products, underwritten and serviced by its carrier partners rather than by Attune itself.
Learn more → Construction & Specialty Programs
Integrated Specialty Coverages (ISC)
A wholesale managing general agency and program administrator that underwrites more than 40 specialty insurance programs, including construction, property, hospitality, and marine, distributed through retail and wholesale insurance brokers.
Learn more → Wholesale / E&S PropertyTapco Underwriters
A wholesale insurance underwriting managing general agency specializing in excess and surplus lines property coverage, including coastal and catastrophe-exposed homes that standard carriers often decline.
Learn more → Wholesale / E&SRPS (Risk Placement Services)
One of the largest wholesale insurance brokerages in the U.S., giving independent agents access to excess and surplus lines markets across property, casualty, and specialty coverage lines.
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