Lakeland, Florida · Serving Central Florida (863) 606-5147

Homeowners Insurance

Homeowners

Universal Property & Casualty

A Florida-based homeowners insurer with deep experience in hurricane-prone coastal and Central Florida markets.

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Homeowners

Heritage

A Florida-based homeowners insurer specializing in coverage built for the state's coastal and hurricane-prone properties.

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Homeowners

American Integrity

A Florida-based homeowners insurer known for straightforward coverage and dependable service tailored to the state's unique risk landscape.

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Homeowners

Slide

A Florida-focused homeowners insurer using modern technology to deliver fast quoting, straightforward coverage, and responsive claims service.

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Homeowners

Citizens Property Insurance Corporation

Florida's state-backed insurer of last resort for property owners who can't find coverage in the private market.

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Homeowners

Patriot Select

A homeowners insurance carrier offering property coverage options for Florida residents through select independent agencies.

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Homeowners

Southern Oak Insurance Company

A Ponte Vedra Beach-based Florida homeowners insurer providing property coverage for Florida residents, with NFIP flood claims handled through a separate flood claims line.

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Homeowners

Florida Peninsula Insurance Company

A Florida homeowners insurer offering homeowners, condo, renters, and landlord property policies, part of the Windward Risk group.

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Homeowners

Edison Insurance Company

A Florida homeowners and condo insurer and sister company to Florida Peninsula, sharing the same policy administration platform under Windward Risk Services.

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Homeowners

One Alliance North America (formerly Universal North America)

A Florida-licensed property insurer formerly known as Universal North America, now operating as One Alliance North America Insurance Company following a January 2025 ownership change; writes homeowners, dwelling fire, condo, renters, and commercial property policies.

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Homeowners

Swyfft

A technology-driven homeowners insurer that underwrites policies in seconds using proprietary data and analytics instead of lengthy applications, distributed exclusively through independent agents.

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Coastal Property

GeoVera

A specialty catastrophe-property insurer writing coastal homeowners, landlord, vacant-home, and wind-only policies in Florida and other Gulf and Atlantic coast states, distributed through independent agents.

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Manufactured Home

Unique Insurance

A Florida-focused property insurer specializing in manufactured and mobile home coverage, including structure, contents, loss of use, and liability, sold through independent agents.

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Manufactured Home

Foremost

Part of Farmers Insurance and an insurance innovator since 1952, specializing in manufactured and mobile home coverage along with vacant home, seasonal home, and landlord property lines, sold through independent agents.

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Homeowners

Mangrove

A newly licensed Florida homeowners insurer offering owner-occupied and dwelling fire/rental property policies through independent agents statewide.

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Homeowners

Monarch National Insurance Company

A Florida-based residential property insurer rated A (Exceptional) by Demotech, offering homeowners, condo, dwelling fire, and renters coverage.

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Homeowners

Trident Reciprocal Exchange

A Florida-only, member-owned reciprocal insurer providing homeowners multiperil coverage, with policyholders participating as members of the exchange.

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Manufactured Home

Stonegate Insurance Company

A Producers National company writing manufactured and mobile home insurance in Florida through independent agents, alongside personal and commercial lines in other states.

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Commercial Insurance

Workers' Comp

Pie Insurance

A technology-driven insurer that sells workers' compensation coverage to small businesses, both directly online and through independent agents.

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Small Business

biBERK

Berkshire Hathaway's direct-to-consumer small-business insurance brand, selling business owner's policies, general liability, workers' comp, and commercial auto online.

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Builder's Risk

US Assure

A program administrator that exclusively distributes, underwrites, and services the Builders Risk Plan insured by Zurich nationwide for new construction and renovation projects.

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Small Business

Hiscox

A direct and agent-distributed insurer specializing in small business coverage, including professional liability, general liability, and business owner's policies.

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Small Business

Next Insurance

A technology-driven insurer offering small business coverage - including general liability, professional liability, workers' compensation, and commercial auto - sold directly online to business owners nationwide.

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Workers' Comp

AmTrust Financial Services

A national insurer specializing in workers' compensation and other coverage for small and mid-sized businesses, distributed through independent agents.

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Specialty Commercial

Great American Insurance Group

A diversified specialty insurer writing a broad range of commercial coverage - including equipment breakdown, inland marine, and executive liability - for businesses with risks that don't fit a standard policy.

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Cyber Liability

Cowbell Cyber

A technology-driven cyber insurance provider offering data breach, ransomware, and other cyber liability coverage for small and mid-sized businesses, with fast online underwriting.

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