About Neptune Flood
Neptune Flood is a Florida-based private flood insurer headquartered in St. Petersburg, founded in 2016. It uses proprietary technology and property-level risk data, rather than broad flood-zone or ZIP-code averages, to deliver instant online quotes for residential, commercial, and excess flood coverage, with policy limits well above the NFIP's $250,000 cap. Neptune has grown into the largest private flood insurer in the country and completed an initial public offering on the New York Stock Exchange under the ticker NP in October 2025.
Lines of Business
Getting a Neptune Flood quote in Florida
Magnuson Insurance is an independent agency in Lakeland, Florida. We can quote Neptune Flood for personal flood and commercial flood coverage and compare it side by side with our other carriers, so you can see whether it's the best fit before you buy. Neptune Flood makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.