Give Your Borrowers an Insurance Experience That Gets You to the Closing Table
We're not asking to sell you anything - we want to be the independent agency you refer borrowers to, so a homeowners quote never becomes the reason a closing slips.
Partner Program
What a bad insurance experience actually costs a transaction
Premium Sticker Shock Late in Underwriting
A homeowners quote that comes in high right before closing can shift a buyer's DTI enough to put the loan itself at risk - especially in Florida, where premiums vary more than borrowers expect.
A Closing Date That Slips
When a client is left to find coverage on their own, a hard-to-place property or a slow carrier response can push the closing date - and that delay lands on your desk, not theirs.
A Client Who Calls You, Not Their Agent
If insurance goes sideways, plenty of borrowers call their loan officer before they call an insurance company they've never talked to. That's a conversation you shouldn't have to have.
What you and your borrowers actually get
Fast Turnaround on Binders & COIs
We know what a closing calendar looks like. Binders and certificates of insurance get turned around on the timeline your transaction actually needs.
Multiple Carriers, Not One Rate
As an independent agency, we compare your client's property against multiple carriers instead of quoting a single company's number - which is exactly what keeps a surprise premium from threatening the deal.
Florida-Specific Expertise
Wind mitigation credits, flood zone determinations, Citizens placement, older homes needing a 4-point inspection - the situations that can stall a closing are the ones we handle daily.
A Direct Point of Contact
You and your clients get a real agent who picks up the phone, not a call center - and one who's happy to loop you in when a closing date is tight.
No Cost, No Obligation
Referring a client costs you nothing and doesn't add to what your client pays. It's a value-add for your file, not a transaction you have to manage.
How the referral actually works
You Make the Introduction
A quick email or a warm call - however you'd normally hand off a referral is fine with us.
We Handle the Shopping and Paperwork
We compare carriers, quote the property, and get binders or updated COIs to everyone who needs them - title, lender, and your file.
Your Client Closes On Time
No insurance surprises at the closing table, and a client who remembers you made their transaction easier.
Start the Conversation
Tell us a bit about your brokerage and how you'd like to work together - we'll follow up within one business day.
Referral Partner FAQ
Does it cost anything to refer clients to Magnuson Insurance?
No. There's no cost or obligation for you or your brokerage, and it doesn't add anything to what your client pays for coverage. We're compensated the same way any independent agency is - through the carrier, not through you or your client.
Will you try to sell my client something unrelated, or contact them about other things later?
We handle the insurance your client actually needs for their transaction - homeowners, flood, and related coverage - and we respect that the relationship is yours. We're not going to use a referral as an opening to sell an unrelated product or make your client feel like they've been added to a marketing list.
Can you actually turn around a binder fast enough for a tight closing date?
Turning around binders and certificates of insurance on tight timelines is a normal part of how we work with lenders and title companies - it's one of the main reasons loan officers refer clients to us in the first place.
What about a refinance client - do they even need to talk to you?
Often, yes, and it's frequently worth their time. If the home is currently uninsured or underinsured, we can get coverage in place before it holds up the refinance. And if they already have a policy, we compare it against other carriers to check for savings - many refinance clients haven't had their coverage re-shopped in years and are paying more than they need to.