Evidence of Insurance for a Home Closing or Refinance

Quick answer

Lenders need proof that homeowners coverage is in place before closing, with the lender listed as mortgagee. Send us the property address, lender's mortgagee clause, loan number and closing date, plus who should receive the documents, and an agent will send the binder or evidence of insurance. If the home doesn't have a policy yet, request a quote first; a policy has to be bound before evidence can be issued.