Lakeland, Florida · Serving Central Florida (863) 606-5147
For Florida Property Management Companies

An Underinsured Owner Is a Risk You Inherit, Not Just Theirs

We're not asking to sell you anything - we want to be the independent agency you point owners and tenants to, so a coverage gap in your portfolio never becomes a liability problem for your company.

Property Manager
Referral Program
The Exposure Nobody Budgets For

An owner's coverage gap doesn't stay the owner's problem

When an owner's landlord policy is inadequate or lapsed, your management company can still get pulled into the fallout - a liability claim, a storm loss, a dispute over what should have been covered. Your management agreement may require owners to carry specific coverage, but requiring it on paper and confirming it's actually in place across an entire portfolio are two very different things.

The same applies on the tenant side: renters insurance requirements written into a lease are only as good as your ability to track compliance as leases renew and turn over, unit by unit, across however many properties you manage.

Where This Actually Shows Up

Coverage gaps across a portfolio

  • A new owner joins your portfolio without confirming their landlord policy actually covers tenant-occupied use
  • Tenant renters insurance compliance falls out of date across a portfolio with dozens or hundreds of leases
  • A unit sits vacant between tenants during a coverage gap most standard landlord policies don't clearly address
  • An HOA or condo association you manage has master policy questions that spill over into individual unit coverage
  • A certificate of insurance naming your company as an interested party goes stale and nobody notices until a claim
Why Property Managers Partner With Us

What your company and your owners actually get

Portfolio-Wide Placement

One point of contact for landlord coverage across every owner in your portfolio, instead of each owner shopping separately with inconsistent results.

Renters Insurance Compliance Support

We help structure and track tenant renters insurance requirements across your leases, so compliance doesn't quietly lapse unit by unit.

Certificates That Name You Correctly

Certificates of insurance naming your company as an interested party, kept current as owners renew - not something you have to chase down after the fact.

Fast Onboarding for New Owners

When a new property joins your portfolio, we can confirm coverage is in place quickly, rather than leaving it as an open item on someone's to-do list.

No Cost, No Obligation

Referring an owner costs your company nothing and doesn't add to what they pay for coverage. It's a value-add for your management agreements, not another vendor relationship to manage.

Start the Conversation

Tell us about your portfolio and how you'd like to work together - we'll follow up within one business day.

Questions Property Managers Ask Us

Property Manager Referral Partner FAQ

Can you help verify that owners in our portfolio actually carry adequate landlord coverage?

Yes. We can review an owner's current policy against what a tenant-occupied property actually needs - dwelling coverage, liability, loss of rental income - and flag gaps before they become a problem at claim time, not after.

Do you support tenant renters insurance compliance?

Yes. We work with property managers to structure renters insurance requirements as part of the leasing process and help keep compliance from quietly lapsing as leases renew and turn over.

Can Magnuson be listed as an additional interested party or certificate holder for our owners?

Yes, and we keep those certificates current as policies renew, so you're not stuck chasing down an updated COI after the fact.

Do you work with both single-family rental portfolios and HOA or condo association-managed properties?

Yes. We place landlord coverage for rental portfolios and also work directly with community associations on master property, D&O, and fidelity coverage - useful if your company manages both rental properties and associations.

Does this cost our property management company anything?

No. There's no cost or obligation for your company, and it doesn't add anything to what your owners or tenants pay for coverage. We're compensated the way any independent agency is - through the carrier.