Florida auto insurance guides
PIP and property damage requirements, uninsured motorist coverage, teen drivers and what Florida's rules mean for your policy.
Florida Car Insurance Requirements in 2026: What the Law Requires and What It Leaves Out
Florida requires $10,000 of PIP and $10,000 of property damage liability. What PIP pays, when bodily injury coverage is mandatory, and where the minimum falls short.
· 7 min read
Teen Driver Insurance in Florida: Licensing Rules, Adding Your Teen, and Discounts
Florida's graduated license rules for teens, when to add your teen to your auto policy, discounts many carriers offer, and why the parent who signs is liable.
· 6 min read
Uninsured Motorist Coverage in Florida: How UM Works, Stacking, and Limits
Florida doesn't require uninsured motorist coverage, but insurers must offer it. How UM and underinsured coverage work, stacked vs. non-stacked, and setting limits.
· 6 min read