Find your business's NAICS code and the coverage to ask about
Quick answer: A NAICS code is the six-digit federal code for what your business does, such as 238160 for roofing contractors. Search by trade or by code and we'll show the coverages Florida businesses in that line usually ask about. Carriers rate on their own class codes, so treat the result as a starting point for your quote, not a rating or a promise of coverage.
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12 matches for "trucking"
- 484110
General Freight Trucking, Local
Trucking is rated on drivers, radius of operation and vehicle count. Cargo coverage and filings depend on what you haul.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 484121
General Freight Trucking, Long-Distance, Truckload
Trucking is rated on drivers, radius of operation and vehicle count. Cargo coverage and filings depend on what you haul.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 484122
General Freight Trucking, Long-Distance, Less Than Truckload
Trucking is rated on drivers, radius of operation and vehicle count. Cargo coverage and filings depend on what you haul.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 484220
Specialized Freight (except Used Goods) Trucking, Local
Trucking is rated on drivers, radius of operation and vehicle count. Cargo coverage and filings depend on what you haul.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 484230
Specialized Freight (except Used Goods) Trucking, Long-Distance
Trucking is rated on drivers, radius of operation and vehicle count. Cargo coverage and filings depend on what you haul.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 336212
Truck Trailer Manufacturing
Manufacturers are rated on what they make and who buys it. Products liability and the equipment and inventory limits drive most of the premium.
Coverage to ask about
Request a business quote - 336120
Heavy Duty Truck Manufacturing
Manufacturers are rated on what they make and who buys it. Products liability and the equipment and inventory limits drive most of the premium.
Coverage to ask about
Request a business quote - 333924
Industrial Truck, Tractor, Trailer, and Stacker Machinery Manufacturing
Manufacturers are rated on what they make and who buys it. Products liability and the equipment and inventory limits drive most of the premium.
Coverage to ask about
Request a business quote - 532120
Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing
Owning rentals and managing them for others are different exposures. Roof age, wind mitigation and flood zone drive pricing for Florida buildings.
Coverage to ask about
Also see: Landlord and rental property
Request a business quote - 484210
Used Household and Office Goods Moving
Trucking is rated on drivers, radius of operation and vehicle count. Cargo coverage and filings depend on what you haul.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 488490
Other Support Activities for Road Transportation
Carriers underwrite transportation firms on drivers, radius, cargo and the vehicles you run. Warehouses add warehouse legal liability.
Coverage to ask about
Also see: Commercial auto and fleet
Request a business quote - 562119
Other Waste Collection
Janitorial, security, landscaping and staffing firms are rated on payroll and on whose premises you work. Clients often require bonds or certificates.
Coverage to ask about
Also see: Small business insurance
Request a business quote
How agents use the code
- It gives the agency and the carrier the same name for your type of business.
- It does not set your price. Carriers rate on their own class codes, your payroll, sales, claims history and, in Florida, the building's roof age and wind features.
- It does not replace a description of your operations. If the two disagree, the description is what counts at claim time.
- Codes come from the Census Bureau's 2022 NAICS Manual. Older paperwork may show a 2017 code that has since been replaced.
Questions Florida business owners ask
What is a NAICS code and why does my insurance agent ask for it?
NAICS is the federal system that sorts businesses by what they do, with a six-digit code for each type. Agents use it to describe your operations consistently to carriers. The carrier still assigns its own rating class from your operations description, payroll and sales.
Is my NAICS code the same as my workers' compensation class code?
No. Florida workers' compensation classes follow what each employee does on the job, so a roofing company's office staff and crews carry different class codes under the same NAICS code.
Which NAICS code should I use if my business does more than one thing?
The Census Bureau's rule is to use the activity that makes up most of your revenue. Tell your agent about every operation, because carriers price each one and a missed side activity can cause a problem at claim time.
This tool is general information. Eligibility and pricing are decided by each carrier, and coverage cannot be bound or altered through this website. A licensed Magnuson Insurance agent confirms coverage with you before anything is bound. Classification data: U.S. Census Bureau, 2022 NAICS.
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