About National Flood Insurance Program (NFIP)
The National Flood Insurance Program was created by Congress in 1968 to make flood insurance available in communities that adopt floodplain management standards, and it has been administered by the Federal Emergency Management Agency since 1979. Coverage is backed by the federal government and sold either directly through NFIP Direct or through private Write Your Own (WYO) carriers that issue and service the same standard federal policy; claims handling and billing details depend on which company issued the policy. In 2022, FEMA introduced Risk Rating 2.0, a new pricing methodology that bases premiums on individual property risk factors.
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Getting a National Flood Insurance Program (NFIP) quote in Florida
Tell us what you need covered and we'll quote National Flood Insurance Program (NFIP) alongside our other carriers, then walk you through the differences in price and coverage. National Flood Insurance Program (NFIP) makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.
National Flood Insurance Program (NFIP) questions
Can Magnuson Insurance quote National Flood Insurance Program (NFIP)?
Yes. Magnuson Insurance, an independent agency in Lakeland, Florida, can quote National Flood Insurance Program (NFIP) for personal flood and commercial flood coverage and compare it side by side with the other carriers we work with. National Flood Insurance Program (NFIP) makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.
What is National Flood Insurance Program (NFIP)'s claims phone number?
Report a claim to National Flood Insurance Program (NFIP) at 800-767-4341. If you're a Magnuson Insurance customer, you can also call us at (863) 606-5147 during office hours (Monday to Friday, 9:00am to 4:30pm) and we'll help you report it and follow up.
How do I pay my National Flood Insurance Program (NFIP) bill?
National Flood Insurance Program (NFIP) bills its policyholders directly, so pay through National Flood Insurance Program (NFIP)'s online payment page (linked on this page) or the phone number on your bill. Magnuson Insurance's own Make a Payment page is only for invoices the agency sends you, such as broker fees.
Florida insurance guides
Magnuson Insurance is an independent agency licensed by the Florida Department of Financial Services (agency license L104700). National Flood Insurance Program (NFIP)'s name and logo are its trademarks. Claims numbers and links are National Flood Insurance Program (NFIP)'s own; your policy documents have the final word. Last updated October 7, 2026.