About Wright Flood
Wright Flood is headquartered in St. Petersburg, Florida, and operates as a subsidiary of Brown & Brown, Inc., within its Arrowhead Programs group. The company has specialized exclusively in flood insurance for more than 40 years and has served as a Write Your Own (WYO) carrier for the National Flood Insurance Program for over three decades, alongside offering private flood insurance for residential and commercial properties. Following its 2025 acquisition of Poulton Associates, Wright Flood is recognized as the largest flood insurance provider and servicer in the country, working with a large network of independent agents nationwide.
Lines of Business
Wright Flood quick facts
| Financial strength rating | A (Excellent) Financial Strength Rating from AM Best, affirmed July 15, 2026, with a stable outlook. Source: AM Best, Wright National Flood Insurance Company profile (opens in a new tab). Checked October 14, 2026. |
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| NAIC company code | 11523 (Wright National Flood Insurance Company) Source: AM Best, Wright National Flood Insurance Company profile (opens in a new tab). Checked October 14, 2026. |
| Home state (domicile) | Not a Florida company: AM Best lists its domiciliary address in San Antonio, Texas. Source: AM Best, Wright National Flood Insurance Company profile (opens in a new tab). Checked October 14, 2026. |
| How to report a claim | 24 hours a day: online (with an account or as a guest), by texting the word claim to 727-777-7066, or by phone at 800-725-9472. Source: Wright Flood, Claims (opens in a new tab). Checked October 14, 2026. |
Ratings and Citizens takeout approvals change. Each fact links to the regulator, rating agency or carrier page we checked it on.
Getting a Wright Flood quote in Florida
Tell us what you need covered and we'll quote Wright Flood alongside our other carriers, then walk you through the differences in price and coverage. Wright Flood makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.
Wright Flood questions
Can Magnuson Insurance quote Wright Flood?
Yes. Magnuson Insurance, an independent agency in Lakeland, Florida, can quote Wright Flood for personal flood and commercial flood coverage and compare it side by side with the other carriers we work with. Wright Flood makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.
What is Wright Flood's claims phone number?
Report a claim to Wright Flood at 800-725-9472. If you're a Magnuson Insurance customer, you can also call us at (863) 606-5147 during office hours (Monday to Friday, 9:00am to 4:30pm) and we'll help you report it and follow up.
How do I pay my Wright Flood bill?
Wright Flood bills its policyholders directly, so pay through Wright Flood's online payment page (linked on this page) or the phone number on your bill. Magnuson Insurance's own Make a Payment page is only for invoices the agency sends you, such as broker fees.
Florida insurance guides
Magnuson Insurance is an independent agency licensed by the Florida Department of Financial Services (agency license L104700). Wright Flood's name and logo are its trademarks. Claims numbers and links are Wright Flood's own; your policy documents have the final word. Last updated October 7, 2026.