Quick answer
Individual vision insurance helps pay for a yearly eye exam and an allowance toward glasses or contact lenses, usually with set copays. It's routine eye care, not medical eye treatment, which falls under health insurance. We offer NCD vision plans with online enrollment; check the plan's network and allowances against the eye doctor you use.
Coverage Overview
We partner with NCD Insurance to offer instant, bindable online enrollment for dental and vision plans.
Vision Insurance FAQ
What does vision insurance usually cover?
A routine eye exam and an allowance toward glasses or contact lenses, usually once per plan period, with copays set by the plan. Check the exam copay and the frame and lens allowances before you enroll.
Does vision insurance cover eye surgery?
Generally no. Medical eye care, such as treatment for glaucoma or cataract surgery, falls under health insurance. Some vision plans offer a discount on LASIK, but they don't cover it.
What it usually doesn't cover
- Medical eye conditions and surgery, which are health insurance matters.
- Frames and lenses above the plan's allowance.
- Elective corrective surgery such as LASIK, beyond any discount the plan offers.
Every policy is different. Your declarations page and policy form decide what's covered.
Have this ready before you ask for a quote
- Ages of everyone to be covered
- Your eye doctor's name, to check the network
- Whether you wear glasses, contacts or both
- Any current vision coverage and when it ends
Don't have everything? Send what you have; an agent will ask for the rest. Coverage can't be bound or changed through this website.