About Edison Insurance Company
Edison Insurance Company is a Florida-domestic homeowners and condo insurer that became a sister company to Florida Peninsula Insurance Company after Windward Risk was founded to manage both carriers, acquiring Edison in 2010. Both companies are overseen by Windward Risk Managers (formerly Florida Peninsula Managers), sharing the same policy administration platform, claims infrastructure, and executive leadership. Edison offers residential property coverage sold through independent agents, and its roots, like Florida Peninsula's, trace back to the wave of new Florida carriers formed after the 2004-2005 hurricane seasons.
Lines of Business
Edison Insurance Company quick facts
| Financial strength rating | A (Exceptional) Financial Stability Rating from Demotech, affirmed September 14, 2026. Source: Demotech, Rating Information Disclosure Form (opens in a new tab); Demotech, Financial Stability Rating definitions (opens in a new tab). Checked October 14, 2026. |
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| NAIC company code | 12482 (Edison Insurance Company) Source: Florida OIR, Examination Report of Edison Insurance Company as of Dec. 31, 2022 (opens in a new tab). Checked October 14, 2026. |
| Home state (domicile) | Florida. A Florida domestic insurer. Source: Florida OIR, Examination Report of Edison Insurance Company as of Dec. 31, 2022 (opens in a new tab); Florida OIR, Examination Report of Florida Peninsula Insurance Company as of Dec. 31, 2022 (opens in a new tab). Checked October 14, 2026. |
| In Florida since | Certificate of authority from the Florida Office of Insurance Regulation and first policies on January 4, 2006. Edison stopped writing new business in 2012, and the Office allowed it to resume in September 2014. Source: Florida OIR, Examination Report of Edison Insurance Company as of Dec. 31, 2022 (opens in a new tab). Checked October 14, 2026. |
| Citizens takeouts | Yes. The Florida Office of Insurance Regulation approved Edison to take policies out of Citizens, most recently on December 28, 2023 (assumption in March 2024). Source: Florida OIR, Take-Out Companies (opens in a new tab). Checked October 14, 2026. |
| How to report a claim | Online in the Policyholder Portal, or by phone at 888-683-7971. Source: Edison Insurance, Claims (opens in a new tab). Checked October 14, 2026. |
Ratings and Citizens takeout approvals change. Each fact links to the regulator, rating agency or carrier page we checked it on.
Getting a Edison Insurance Company quote in Florida
Tell us what you need covered and we'll quote Edison Insurance Company alongside our other carriers, then walk you through the differences in price and coverage. Edison Insurance Company makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.
Edison Insurance Company questions
Can Magnuson Insurance quote Edison Insurance Company?
Yes. Magnuson Insurance, an independent agency in Lakeland, Florida, can quote Edison Insurance Company for homeowners and condo owners coverage and compare it side by side with the other carriers we work with. Edison Insurance Company makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.
What is Edison Insurance Company's claims phone number?
Report a claim to Edison Insurance Company at 888-683-7971. If you're a Magnuson Insurance customer, you can also call us at (863) 606-5147 during office hours (Monday to Friday, 9:00am to 4:30pm) and we'll help you report it and follow up.
How do I pay my Edison Insurance Company bill?
Edison Insurance Company bills its policyholders directly, so pay through Edison Insurance Company's online payment page (linked on this page) or the phone number on your bill. Magnuson Insurance's own Make a Payment page is only for invoices the agency sends you, such as broker fees.
Florida insurance guides
Magnuson Insurance is an independent agency licensed by the Florida Department of Financial Services (agency license L104700). Edison Insurance Company's name and logo are its trademarks. Claims numbers and links are Edison Insurance Company's own; your policy documents have the final word. Last updated October 7, 2026.