Lakeland, Florida · Serving Central Florida (863) 606-5147

About Trident Reciprocal Exchange

Trident Reciprocal Exchange was founded in 2022 and is headquartered in Lake Mary, Florida. As a reciprocal exchange, it is a member-owned insurer in which policyholders participate as subscribers of the exchange rather than the company being owned by outside shareholders, a structure also used by some other property insurers. Trident writes homeowners multiperil coverage exclusively for Florida properties, including some policies taken on through the state's Citizens Property Insurance Corporation depopulation program. Coverage is sold through independent agents.

Lines of Business

Getting a Trident Reciprocal Exchange quote in Florida

Tell us what you need covered and we'll quote Trident Reciprocal Exchange alongside our other carriers, then walk you through the differences in price and coverage. Trident Reciprocal Exchange makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.

Trident Reciprocal Exchange questions

Can Magnuson Insurance quote Trident Reciprocal Exchange?

Yes. Magnuson Insurance, an independent agency in Lakeland, Florida, can quote Trident Reciprocal Exchange for homeowners coverage and compare it side by side with the other carriers we work with. Trident Reciprocal Exchange makes the final underwriting and pricing decision, and coverage can't be bound or changed through this website.

What is Trident Reciprocal Exchange's claims phone number?

Report a claim to Trident Reciprocal Exchange at 877-368-9144. If you're a Magnuson Insurance customer, you can also call us at (863) 606-5147 during office hours (Monday to Friday, 9:00am to 4:30pm) and we'll help you report it and follow up.

How do I pay my Trident Reciprocal Exchange bill?

Trident Reciprocal Exchange bills its policyholders directly, so pay through Trident Reciprocal Exchange's online payment page (linked on this page) or the phone number on your bill. Magnuson Insurance's own Make a Payment page is only for invoices the agency sends you, such as broker fees.

Florida insurance guides

Magnuson Insurance is an independent agency licensed by the Florida Department of Financial Services (agency license L104700). Trident Reciprocal Exchange's name and logo are its trademarks. Claims numbers and links are Trident Reciprocal Exchange's own; your policy documents have the final word. Last updated October 7, 2026.